Delight your customers
with our digital
onboarding solution

Empower your customers with our personal money management app

Increase your sales
with our cross-sell, up-sell recommendation engine

Minimize your credit risks with our alternate
credit-worth analyser

Boost your business
with our artificial intelligence services

What we do

We innovate for you. With passion, zeal, and commitment.

We leverage our expertise in Artificial Intelligence to design, build and deliver bespoke software solutions for banking, financial, insurance, healthcare, and other businesses.

Why choose toCode


Innovation and expertise

Publication of over 65 research papers on Artificial Intelligence, Machine Learning, and a product suite embodying out-of-the-box inventiveness that applies the best of modern data technologies.


Global experience

A successful record of international deployments and comprehensive knowledge of regional regulatory environments to fulfill new and challenging demands.


Best-in-class support

Quick and professional support assured from our experts strategically located across three different time zones.



Result-oriented teams, agile by intuition, ethos, and diligent practice. Unwavering focus on delivering what’s committed within timelines, always ready and eager to go the extra mile.

All Insights

Digital Lending – Are you on board?

The business of money has come a long way. As an example, the home loan industry has grown from the 3-6-3 business model (borrow…

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Is investing in technology during a crisis judicious?

Lives across the world have been disrupted by the crisis caused by COVID-19. Businesses continue to grapple with unprecedented operational and economic challenges, tending…

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Common misconceptions about AI

There has been so much buzz about Artificial Intelligence in recent times. The term Artificial Intelligence is quite old though, coined in 1956 by…

Read More

Get in touch
with us

Keen to benefit from the power of data and digital technology?

Learn about our solutions and services. Better still, ask for a demo. Let’s talk.

Write to us